Consilidating credit card debt

13-Feb-2020 18:08

The stand-out advantage to the RBC Visa Classic Low Rate credit card is the extremely low interest rate if offers: only 11.99% on both purchases and cash advances.

Plus the annual fee is very low (though not ‘0’ low).

RBC Visa Classic Low Rate works with a sliding scale interest rate, with the lowest rate of 11.99% offered to applicants with higher credit scores.

If you’re hunting for a credit card in the noble pursuit of improving your credit, remember these two key ideas: We really recommend that you first try for an unsecured card.

The application process is simpler, you won’t risk losing your security deposit, and you won’t tie up your money in a security deposit.

If you have bad credit history, one of the fastest and most effective ways to change that is by using a credit card responsibly.

If you make sure to pay the balance on time every month and keep your credit utilization below 30%, you can restore your credit score faster than you might think.

RBC Visa Classic Low Rate works with a sliding scale interest rate, with the lowest rate of 11.99% offered to applicants with higher credit scores.If you’re hunting for a credit card in the noble pursuit of improving your credit, remember these two key ideas: We really recommend that you first try for an unsecured card.The application process is simpler, you won’t risk losing your security deposit, and you won’t tie up your money in a security deposit.If you have bad credit history, one of the fastest and most effective ways to change that is by using a credit card responsibly.If you make sure to pay the balance on time every month and keep your credit utilization below 30%, you can restore your credit score faster than you might think.The credit card company holds your deposit in a savings account and will use it to cover the balance if you default on a monthly payment.