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While the project had mixed results, it strengthened his belief that the right combination of technology, business and love can create access to opportunity for those who need it most.Prior to Kiva, Premal worked at Pay Pal for 6 years as Principal Product Manager during the company’s early years.Lisa also worked as the Director of Development for The Food Project, and served as a Major Gifts Officer for The Nature Conservancy.She holds a bachelor's degree in Environmental Studies and Economics from Tufts University.Premal’s inspiration for Kiva came during a 2-month volunteer trip he took to India in 2004.During his trip he worked with low-income women to help them sell handcrafts online.Austin has served as Kiva's General Counsel since 2008 and is responsible for legal matters across Kiva's operations. Lisa leads Kiva's fundraising and communications teams.

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Previously, she worked with the Grameen Foundation, honing outreach in sub-Saharan Africa.She holds a bachelor's degree in Political Science and International Studies from Wake Forest University, and an M. Sonali came to Kiva in 2011, with 8 years of product management experience.She built her product and operations experience at Say Media, Google, Accenture and Autobytel.Prior to Kiva, Chelsa was a Corporate Recruiter and Immigration Specialist with Barclays Global Investors.Chelsa graduated with a bachelor’s degree in Psychology from Santa Clara University.

Previously, she worked with the Grameen Foundation, honing outreach in sub-Saharan Africa.

She holds a bachelor's degree in Political Science and International Studies from Wake Forest University, and an M. Sonali came to Kiva in 2011, with 8 years of product management experience.

She built her product and operations experience at Say Media, Google, Accenture and Autobytel.

Prior to Kiva, Chelsa was a Corporate Recruiter and Immigration Specialist with Barclays Global Investors.

Chelsa graduated with a bachelor’s degree in Psychology from Santa Clara University.

He studied Computer Programming at Daytona State College and holds a degree in International Relations from San Francisco State University. Chad oversees finance, risk, and credit management at Kiva, monitoring the lending programs, providing advice and mentorship on credit processes, and furthering the organization's understanding and communication of diverse risk topics.